| LOAN PROGRAM
TYPES |
LOAN PROGRAM DEFINITIONS |
MAXIMUM LOAN AMOUNTS |
30, 20 and 15 Year
Conforming Fixed Rate |
Fixed For 30, 20 or 15 Years For Life Of
Loan |
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Us
|
| 7-23 and 5-25 Conforming
Extendable Balloon |
Fixed For 7 or 5 Years; Then Option To
Refinance For Remaining 23 or 25 Years |
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Us
|
| 10/1, 7/1, 5/1 and 3/1
Conforming ARM |
Fixed For 10, 7, 5 or 3 Years; Then Converts
To 1 Year Treasury Bill ARM |
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Us
|
| 1 Year Conforming Treasury Bill
ARM |
Fixed For 1 Year; Then Adjusts Annually |
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Us
|
| 6 Month Conforming LIBOR ARM |
Fixed For 6 Months; Then Adjusts Every 6
Months |
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Us
|
| 30 and 15 Year Jumbo Fixed Rate |
Fixed For 30 or 15 Years For Life Of Loan |
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Us
|
| 10/1, 7/1, 5/1 and 3/1 Jumbo ARM |
Fixed For 10, 7, 5 or 3 Years; Then Converts
To 1 Year Treasury Bill ARM |
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Us
|
| 1 Year Jumbo Treasury Bill ARM |
Fixed For 1 Year; Then Adjusts Annually |
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Us
|
